Santa Cruz FORECLOSURE LISTINGS

The market is booming! Find an affordable home through our foreclosure listings in Santa Cruz, California.

Total: 12
BD: BH: Min Price:Max Price:
# Photo Address City State Zip Type BD BH Price Details
1
10 Photos
GLEN CANYON CT Santa Cruz CA 95060 Foreclosures 4 3 $738,400.00 Details
2
38 Photos
REDWOOD DR Santa Cruz CA 95060 Foreclosures 3 2 $516,700.00 Details
3
8 Photos
RIVER ST UNIT C14 Santa Cruz CA 95060 Foreclosures 2 1 $199,900.00 Details
4
13 Photos
EMPIRE GRADE Santa Cruz CA 95060 Foreclosures 3 2 - Details
5
2 Photos
ELDA LN Santa Cruz CA 95062 Foreclosures 2 1 - Details
6
1 Photo
WALK CIR Santa Cruz CA 95060 Foreclosures 2 1 - Details
7
14 Photos
BIXBY ST Santa Cruz CA 95060 Foreclosures 3 2 - Details
8
7 Photos
COURT DR Santa Cruz CA 95062 Foreclosures 3 2 $540,000.00 Details
9
2 Photos
ESCALONA DR Santa Cruz CA 95060 Foreclosures 3 1 $589,900.00 Details
10
1 Photo
DUFOUR ST Santa Cruz CA 95060 Foreclosures 2 1 $424,900.00 Details
11
1 Photo
FAIR AVE Santa Cruz CA 95060 Auctions 3 3 - Details
12
1 Photo
WASHBURN AVE Santa Cruz CA 95060 Foreclosures 2 1 - Details
About our Listings

How to Buy Santa Cruz Foreclosures

How to buy foreclosures

Buying real estate foreclosures in Santa Cruz, CA starts with finding listings. By browsing Santa Cruz foreclosure lists, you can find all kinds of properties either scheduled for sale at public foreclosure auctions or available directly from banks (known as bank-owned or REO homes). The foreclosure process moves quickly, but as long as you give yourself time to research the home that interests you, you can find fantastic deals when you buy foreclosures in Santa Cruz, CA.

>> See more info about how to Buy foreclosures

How to Invest in Santa Cruz Foreclosures

How to invest foreclosure

Santa Cruz foreclosure homes are perfect for property investors because they can be purchased for below their actual market value right off the bat. To find the best Santa Cruz real estate investing bargains, you'll have to assess several properties and decide which has the most potential for Santa Cruz foreclosure investment value. Remember, real estate investing isn't just about getting the lowest price, it's about buying desirable home in locations with the potential for future value. Don't buy the first thing you see at Santa Cruz foreclosure short sales, wait for the right property at the right price.

>> See more info about how to invest in foreclosures

Types of Foreclosures in Santa Cruz

Foreclosure home

Foreclosures happen on all kinds of real estate, so a list of foreclosed homes in Santa Cruz will have all kinds of opportunities. In addition to single family homes, you'll find lots of duplex, triplex, and multi family homes, which are great for investing. You'll find upscale townhouse and lofts, and all kinds of houses and condo foreclosures in Santa Cruz, CA. There are even chances to buy land, farms, and ranches, sites for mobile homes, and Santa Cruz apartments for sale at great discounts ll over the city. Whether you're looking for commercial or residential property, the possibilities are endless.

>> Learn more about foreclosures

California Foreclosure Laws

Foreclosure law

California real estate foreclosures are both judicial and non-judicial foreclosures in that foreclosure houses can be processed through either mechanism. In a judicial foreclosure, distressed properties in Santa Cruz have to be approved through a court before an auction can take place. In a non-judicial foreclosure, no court approval is required; the lender can file a Notice of Default and eventually put the auction up for sale. Real estate brokers can handle foreclosures after they have been either cleared by the court or put on the market by the lender. In either case, homes that do not sell at auction are now owned by the lender and are Santa Cruz REO properties.

Santa Cruz Banks Foreclosures

Bank Foreclosure

Santa Cruz bank owned homes can be a great way for buyers to find cheap properties. When bank foreclosures in Santa Cruz, CA are not sold through a foreclosure auction, they become REO homes that are under the bank's control. Buyers must then approach banks and make offers on Santa Cruz bank owned foreclosures. These offers are either accepted or rejected. For this reason, many people find buying bank owned homes for sale in Santa Cruz California to be similar to buying from an agent. Check our Santa Cruz bank foreclosure listings and find discount properties.

>> See more info about bank foreclosures

Santa Cruz Government Foreclosures

Government Foreclosure

Santa Cruz Government homes are usually foreclosures with government-sponsored mortgages, but they can also be the result of a repossession due to a government tax lien. Most commonly you'll find homes from agencies like Freddie Mac, Fannie Mae, and the USDA, which are federal homes mortgage sponsors. Like like all lenders, they offer foreclosures for sale to the public. HUD homes in Santa Cruz CA are another popular type of foreclosure, as are VA foreclosures in Santa Cruz, which are available from the Veterans Affairs Department for especially great deals. Check our Santa Cruz government foreclosure listings.

>> See more info about govermment foreclosures

Santa Cruz Pre-Foreclosures

Foreclosure

PreForeclosures in Santa Cruz are properties that are in default, but have not yet gone to foreclosure sale. The foreclosure period begins when the homeowner is issued a Santa Cruz Lis Pendens, or Notice of Default. In some cases, the homeowner may attempt to pay off their debt during this time, but bankruptcies are also often declared. Law requires that bankruptcy homes and pre foreclosures must be in the pre foreclosure stage for at least 60 days before a foreclosure auction can be scheduled, but it can still takes weeks or months for a sale to occur.

>> See more info about pre-foreclosures

Santa Cruz Foreclosure Auctions

Foreclosure Auction

Most Santa Cruz foreclosed homes are sold through Sheriff auctions. These auctions are fantastic ways to find cheap houses for sale, often at up to 50% off market value. Anyone can bid at foreclosure auctions in Santa Cruz, and the auction is overseen by the Sheriff's office or a trustee. Be sure to secure financing before you attend an auction, because a down payment on the winning bid will be required after the sale ends. Auctions are the most common and sought after way to buy repo homes in Santa Cruz, CA. We offer a comprehensive Santa Cruz foreclosure auction listings.

>> See more info about foreclosure auctions

Top Zip Codes in Santa Cruz, California

Find Home Foreclosure Listings in Santa Cruz, CA

Santa Cruz foreclosure listings are your ticket to the lowest prices on real estate in the city, and there's no better source for them than ForeclosureListingsNationwide.com. With our constantly updated database of foreclosure listings in Santa Cruz, CA and easy-to-use search tools, finding the properties you want is fast and effective. Spend more time comparing Los Angeles apartment foreclosures, houses for sale or investment foreclosure properties and let us take care of the hard work! Use ForeclosureListingsNationwide.com to find bankruptcy houses for sale in Santa Cruz California, best affordable foreclosure condo in Santa Cruz, cheap apartments for sale, bargain foreclosed homes for sale in Santa Cruz, CA and earn huge savings on the homes YOU want to buy!

Our Santa Cruz Foreclosure Lists

You can find Santa Cruz foreclosure homes for sale which you can buy for living or investment. Simply click through our Santa Cruz foreclosure home listings to find government foreclosures and bank owned homes in Santa Cruz area. If you're searching for a deep discount or low prices on real estate then searching our Santa Cruz foreclosure lists for homes foreclosure for sale or short sale listing in Santa Cruz is your answer. Our up-to-date Santa Cruz short sale listings provide the latest investing opportunities on affordable Santa Cruz bank owned property listings, government pre foreclosure lists, Santa Cruz banrkuptcy homes and Santa Cruz HUD repossessed homes for sale which can be found at below market value. With our massive foreclosure list in Santa Cruz, you should have little trouble finding the cheapest deal on a foreclosed home in Santa Cruz, California.

You can also search Los Gatos foreclosure listings and Scotts Valley foreclosure listings for more properties in the neighboring area.



Santa Cruz, CA

As of 2011, Santa Cruz's population is 56,398 people. Since 2000, it has had a population growth of 3. 28 percent. The median home cost in Santa Cruz is $665,600. Home appreciation the last year has been -3. 31 percent. Compared to the rest of the country, Santa Cruz's cost of living is 87. 90% Higher than the U. S. average. Santa Cruz public schools spend $6,030 per student. The average school expenditure in the U. S. is $5,678. There are about 20. 2 students per teacher in Santa Cruz. The unemployment rate in Santa Cruz is 12. 30 percent(U. S. avg. is 9. 10%). Recent job growth is Positive. Santa Cruz jobs have Increased by 0. 66 percent. Average Commute time is 26 minutes. The National Average is 28 minutes.

Peoplesanta-cruz, caUS
Population56,398307,829,557
Pop Density4,44687
Pop Change3.28%9.34%
Median Age35.436.6
Households21,497116,329,167
Household Size2.362.58
Male Population50.01%49.31%
Female Population49.99%50.69%
Married Population33.80%47.15%
Single Population66.20%52.85%
Estimated Households By Household Incomesanta-cruz, caUS
Income Less Than 15k10.72%12.10%
Income Between 15k And 25k8.29%10.18%
Income Between 25k And 35k7.63%10.56%
Income Between 35k And 50k12.10%14.98%
Income Between 50k And 75k16.90%19.53%
Income Between 75k And 100k13.70%12.52%
Income Between 100k And 150k16.63%12.14%
Income Between 150k And 250k6.85%3.91%
Income Between 250k And 500k6.01%3.34%
Income Greater Than 500k1.18%0.75%
Economysanta-cruz, caUS
Unemployment Rate12.30%9.10%
Recent Job Growth0.66%-0.12%
Future Job Growth29.02%31.25%
Sales Taxes8.50%6.80%
Income Taxes9.30%6.25%
Income Per Cap$34,839$27,067
Household Income$66,844$52,954
Housingsanta-cruz, caUS
Median Home Age45.135.1
Median Home Cost$665,600$175,100
Home Appreciation-3.31%-3.15%
Homes Owned43.63%59.90%
Housing Vacant6.41%10.37%
Homes Rented49.96%29.73%
Property Tax Rate$5.92$11.20
Owner Occupied Housing Units By Valuesanta-cruz, caUS
Less Than 20k0.41%2.65%
20k To 399990.27%3.76%
40k To 599990.53%4.99%
60k To 799990.26%6.01%
80k To 999990.36%7.27%
100k To 1499990.85%19.24%
150k To 1999990.66%14.67%
200k To 2999993.91%18.09%
300k To 3999997.78%9.14%
400k To 49999913.81%4.94%
500k To 74999942.81%5.42%
750k To 99999917.01%2.03%
1kk Or More11.34%1.77%
Educationsanta-cruz, caUS
School Expend$6,030$5,678
Pupil Teacher Ratio20.214.9
Students Per Librarian0803
Students Per Counselor1802513
2 Yr College Grad7.77%7.47%
4 Yr College Grad29.07%17.42%
Graduate Degrees21.90%10.12%
High School Grads91.68%84.72%
Crimesanta-cruz, caUS
Violent Crime74
Property Crime64
Housing Units By Year Structure Builtsanta-cruz, caUS
1999 To 20058.02%13.71%
1995 To 19983.72%8.54%
1990 To 19943.90%5.77%
1980 To 19899.19%13.87%
1970 To 197918.72%16.17%
1960 To 196912.73%11.70%
1950 To 195913.21%11.08%
1940 To 19499.38%6.02%
1939 Or Earlier21.13%13.15%

Table Information